Is the policy of Raleigh Gold Jewelry to prohibit the use of our business or services for money laundering or terrorist financing. This AML Program and Policy has been developed in conformance with the requirements of rules promulgated by the U.S. Department of Treasury, Financial Crimes Enforcement Network, 31 CFR Part 103, Section 130.140 c, under the Bank Secrecy Act as amended by the USA PATRIOT Act of 2001 (Pub.L.107-56) and is based on Raleigh Gold Jewelry’s assessment of the money laundering and terrorist financing risks associated with Raleigh Gold Jewelry’s transactions pertaining to covered goods. This Program and Policy will be made available to the U.S. Department of Treasury or any other duly authorized government agency upon request. Both this AML Program and Policy and Raleigh Gold Jewelry’s Risk Assessment have been reviewed by both the Board of Directors and the Senior Management of Raleigh Gold Jewelry and both this Program and the Risk Assessment may be updated from time to time or as required by law. This Program and Policy applies only to the purchase and sale of covered goods defined as precious metals (of an assay in excess of 500 parts per thousand), precious stones and jewels, and finished goods of which 50% of the value is derived from the precious metal, precious stones or jewels contained in or attached to such goods.